Everything you need to know before you start.
16. A 10-agent team runs your disputes and daily operations, and a 6-agent team (available on Team/Enterprise) runs your growth and marketing, everything a fully scalable business needs, without you having to hire or manage a single employee.
No, Genius Credit Pro is built for laymen. The legal reasoning happens behind the scenes, and Advanced View lets you see it whenever you want to.
Personal ($97/mo) is for fixing your own credit only, one profile, no client tools. Starter and above are built for working other people's files as a business.
Most accounts are set up and running their first dispute analysis within a single session.
Yes. Consumers have a legal right under federal law to dispute inaccurate, unverifiable, or unfair information on their credit reports. Genius Credit Pro is a tool that helps you exercise and manage that process, it does not replace the judgment of a qualified attorney for legal advice specific to your situation.
Licensing requirements vary by state. Confirm your local requirements with your state's regulator or an attorney before operating, this varies enough by jurisdiction that it isn't something to rely on general software guidance for.
See our full Compliance & Disclosures page for details on how the platform is built to support CROA-conscious operation, including required client disclosures and cancellation rights.
Yes, no long-term contract on any plan.
Yes, on every plan.
Yes, upgrade or downgrade anytime as your business grows.
See our Security & Trust page for a full breakdown of how credit report data, client PII, and account information are encrypted and stored.
Only the people you grant access to, through role-based permissions on Team/Enterprise plans.